Back-to-School Insurance Checklist: What Parents Should Know

September is back-to-school season—and while you’re checking school supply lists and signing permission slips, it’s also a great time to review your personal insurance policies. 

Whether you have a kindergartener or a college freshman, making sure your coverage is up to date can bring peace of mind all school year long.

Here’s a quick checklist:

• Auto Insurance
  Is your teen driving to school or practice every day? Make sure your auto policy covers them correctly.  
• Renters Insurance for College Students
  If your student is living off-campus, renters insurance is an affordable way to protect their electronics, clothing, and valuables.¹
• Umbrella Insurance
  Do you drive a carpool, host school fundraisers, or have kids with friends frequently visiting your home? An umbrella policy adds an extra layer of protection above your home and auto coverage, just in case.
• Health Insurance
  If your child is under 26, they’re likely still covered under your plan—but if they’re going out of state for school, check whether they’ll be considered in- or out-of-network.

Need help updating your policies or not sure what’s covered? We are here to guide you through every step, so give us a call before the kids head off to school.