Welcome to Keystone-Deibler, Straub & Troutman Insurance, where we care about your future and your peace of mind. Life is full of uncertainties, and as we age, the need for long-term care becomes a reality for many of us. Here in Elizabethville, PA, we’re committed to helping you understand the importance of long-term care insurance and how it can safeguard your financial well-being. For personalized assistance, don't hesitate to call us at 717-362-8600.
Long-term care insurance is designed to cover the costs of services that assist with activities of daily living, such as bathing, dressing, and eating. It’s not just for the elderly; anyone can require long-term care due to chronic illness, disability, or injury. By planning ahead, you can avoid the high costs of long-term care services, ensuring that you or your loved ones receive the necessary care without depleting your savings. Reach out to Keystone-Deibler, Straub & Troutman Insurance at 717-362-8600 to learn more.
When considering long-term care insurance, it’s essential to know what types of claims are typically covered. Here are some common scenarios:
Services provided in your own home, such as nursing care, physical therapy, and assistance with personal care.
Costs associated with living in a facility that offers help with daily activities while promoting independence.
Comprehensive care in a nursing home setting, including medical and non-medical support.
Daytime care services for adults, providing social activities and health services in a safe environment.
Financial assistance for modifying your home to accommodate mobility challenges, such as installing ramps or grab bars.
Temporary relief for primary caregivers, giving them a break from the daily responsibilities of caregiving.
It’s never too early to start thinking about long-term care insurance. By planning now, you can choose a policy that meets your needs and fits your budget. At Keystone-Deibler, Straub & Troutman Insurance, we’re here to guide you through the process. Our experts will help you understand your options and select the best coverage. Call us today at 717-362-8600 to schedule a consultation.
The cost of long-term care can vary widely based on the type of care and location. Here’s a quick look at average costs:
| Type of Care | Average Annual Cost |
|---|---|
| In-Home Care | $50,000 |
| Assisted Living Facility | $48,000 |
| Nursing Home Care | $100,000 |
Don’t wait until it’s too late to secure your future. Contact Keystone-Deibler, Straub & Troutman Insurance today to learn more about long-term care insurance. Our team is dedicated to providing you with the best possible service and support. Call 717-362-8600 or fill out our online quote request form to get started.